Qualifications and Application Process

Do you meet Habitat’s general guidelines?

  • You must have a housing need.

    For example: poor heating, leaks in the roof, overcrowding (three to a bedroom), unsafe, or otherwise inadequate.

  • Participate in Training Sessions

    Are you willing to participate in training sessions that will help develop skills in homeownership including budgeting, home maintenance, and repair?

  • Sweat Equity

    Are you and the members of your household (18 years and older) willing to work at least 300 hours of sweat equity per family, either on the home you will purchase, or on other Habitat homes or projects in the Mount Washington Valley?  Friends may contribute up to 100 of the total hours. This is a requirement.

  • $4500.00 Closing/Settlement Costs (Approximate)

    Are you willing to participate in a savings program in which you put in a minimum of $750.00 and Habitat will match up to $3750.00?  Of this amount, $250 will be due at the time of acceptance.  An account will be established and the family that is selected will be required to make monthly payments to this account during the construction period so that sufficient funds will be available at the time of the closing. This is a requirement. 


The 2024 Application Period is currently on hold. We are working on securing a
permitted building lot and will post the information when that happens. Please
check for updates regarding when we reopen the acceptance period.

Our purpose at Habitat for Humanity is to build homes with families and sell them at no profit, providing an interest-free mortgage loan. Mount Washington Valley Habitat for Humanity is financed through private donations, grants, and utilizes volunteer labor. Construction may take up to two years to complete.

If you meet all of the requirements and are approved for a home, MWV Habitat for Humanity will sell you a home with a no-interest mortgage loan. Your monthly mortgage payments will include payments toward the loan principal, to an escrow account for Real Estate taxes, and home insurance premiums. Monthly mortgage payments made by Habitat families are used by MWV Habitat to build homes for other families.  It is important that payments are made on time, so that other local families in need can have an opportunity to own a home.

Please contact us if you have any questions at 603-356-3832. You can leave a message on the answering machine any time and we will return your call. 

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